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Website Terms and Conditions

These Website Terms and Conditions ("Terms") govern your use of the TimeshareRefi.com website (the "Website") operated by TimeshareRefi.com ("we," "our," or "us"). By accessing or using the Website, you agree to abide by these Terms. If you do not agree to these Terms, please refrain from using the Website. 1. Use of the Website 1.1. Eligibility: You must be at least 18 years old to use this Website. By using the Website, you represent and warrant that you are at least 18 years of age. 1.2. Acceptable Use: You agree to use the Website in compliance with all applicable laws and regulations and not engage in any activity that may harm or disrupt the Website, its users, or our services. 1.3. Account Creation: Some features of the Website may require you to create an account. You are responsible for maintaining the confidentiality of your account information and agree to accept responsibility for all activities that occur under your account. 2. Privacy Policy Your use of the Website is also governed by our Privacy Policy, which can be found at [TimeshareRefi.com/PrivacyTCB]. Please review our Privacy Policy to understand how we collect, use, and disclose your personal information. 3. Intellectual Property 3.1. Ownership: All content, text, graphics, logos, images, and any other material on the Website are the property of TimeshareRefi or its licensors and are protected by intellectual property laws. 3.2. Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Website for personal, non-commercial purposes. 4. Disclaimers and Limitations of Liability 4.1. No Warranty: The Website is provided on an "as is" and "as available" basis. We make no warranties or representations regarding the accuracy, completeness, or reliability of the content on the Website. 4.2. Limitation of Liability: To the extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Website, even if we have been advised of the possibility of such damages. 5. Indemnification You agree to indemnify and hold TimeshareRefi harmless from any claims, liabilities, losses, damages, costs, and expenses, including reasonable attorneys' fees, arising out of or related to your use of the Website or any violation of these Terms. 6. Termination We reserve the right to terminate or suspend your access to the Website at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms. 7. Changes to Terms We may update these Terms from time to time. Any changes will be posted on this page, and the date of the latest revision will be indicated at the top. 8. Contact Us If you have any questions or concerns about these Terms, please contact us at [Info@TimeshareRefi.com].

Privacy Policy

This Privacy Policy describes how TimeshareRefi ("we," "our," or "us") collects, uses, and shares personal information when you visit our website [TimeshareRefi.com] (the "Website"). By accessing or using the Website, you agree to the terms and conditions of this Privacy Policy. 1. Information We Collect We may collect the following types of information when you visit our Website: Personal Information: This may include your name, email address, postal address, phone number, and any other information you provide to us voluntarily. Log Data: We automatically collect certain information about your device and how you interact with our Website. This may include your IP address, browser type, operating system, referring URLs, access times, and pages viewed. Cookies: We use cookies and similar tracking technologies to collect information about your online activity on our Website. You can control cookies through your browser settings. 2. How We Use Your Information We may use your information for the following purposes: To provide and maintain our Website. To send you updates, newsletters, and promotional materials if you have opted in to receive them. To respond to your inquiries and provide customer support. To monitor and analyze Website usage and improve our services. 3. Disclosure of Your Information We may share your personal information with third parties in the following circumstances: With service providers who assist us in operating the Website and providing our services. When required by law or to protect our rights or the rights of others. In the event of a merger, acquisition, or sale of all or a portion of our assets. 4. Your Choices You have the following rights regarding your personal information: You can request access to the personal information we hold about you. You can request that we correct or update your personal information. You can opt-out of receiving promotional emails from us by following the unsubscribe instructions provided in those emails. 5. Security We take reasonable steps to protect your personal information, but no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee the security of your information. 6. Changes to this Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the date of the latest revision will be indicated at the top. 7. Contact Us If you have any questions or concerns about this Privacy Policy, please contact us at [Info@TimeshareRefi.com].

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